JP Financial Solutions

217 Main Street
Hackettstown, NJ 07840

ph: 908-813-0080
fax: 480-393-5906
alt: 908-212-7805

LOAN MODIFICATIONS

 

Mortgage companies have programs to help you keep your home and avoid foreclosure. 

These new programs may enable you to modify your existing home loan and reduce your monthly mortgage payments, receive interest rate reductions, and/or freeze your existing interest rate, without the traditional restrictions on credit history, income or employment status or equity and reserves. 

 

Do not allow your home to be foreclosed.  The Banks are willing to negotiate your existing mortgage through a loan modification.  What is important is having an experienced professional on your side.

 

My office can provide you with other alternatives to a foreclosure. 

 

If you have experienced financial hardship, have late mortgage payments, or have negative equity call my office so I can provide you with a free consultation on how to stay in your home in a 30 year fixed mortgage with an affordable monthly payment. 

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A loan modification is when the lender modifies your current mortgage in order to work with you because of a hardship. The purpose is to help make your loan more affordable. Usually it is in the form of a rate reduction and fixing the rate for a certain amount of time.

In the past this was only used when a borrower was delinquent and suffered a hardship such as a job loss, divorce, illness etc.

Now, borrowers can obtain mortgage help from their lender for unaffordable rate adjustments on adjustable rate mortgages.

The earlier you get started, the better your chances are of negotiating a fixed rate and a payment that you can manage.

If you can afford your home and not just your loan, then you may be eligible for a loan modification.

Lenders and servicers are very busy with desperate homeowners trying to save their homes from foreclosure. Unfortunately, they do not have the man power or the capabilities to save everyone.

Many people are simply getting lost in the system and suffering an unnecessary foreclosure when they could have worked it out with their lender.

However, when JP Financial Solutions is involved, it seems as if the calls start to get answered and the letters responded to. Often this can make the difference between saving your home and losing your home. 

With JP Financial Solutions, you have an important ally in your corner to get you the mortgage help you need, FAST!

 

 

 

 

                                  Helping Homeowners Fix Their Loans & Save Their Homes

 

 

 

 

 

JP Financial Solutions, LLC. All rights reserved.

Prima Agency

Rammallah Agency

 

217 Main Street
Hackettstown, NJ 07840

ph: 908-813-0080
fax: 480-393-5906
alt: 908-212-7805